Updated on Monday, March 31, 2025: With the April 15th tax deadline fast approaching, TurboTax has several deals now live to help you file in time. Here are our favorites:

• 1) Get an Extra 10% Off TurboTax Online:
  Save an additional 10% on TurboTax Online federal products with instant coupon, when ordering directly through Intuit. This discount is on top of current end-of-season pricing. Just note, offer does not apply to state products and cannot be combined with any other coupons. The promotion runs until April 15, 2025.
• 2) TurboTax Freedom Edition for Military Personnel:
  Active-duty military personnel ranked E1 through E9 can use TurboTax Freedom Edition for free. Those ranked above E9 receive a discount but are not eligible for the free version. A valid military W2 form from the 2024 fiscal year is required.
• 3) 50% Off QuickBooks Solopreneur Bundle:
  For freelancers and small business owners, the QuickBooks Solopreneur Bundle is available at half price for the first three months, dropping the monthly cost from $20 to $10.
• 4) H&R Block Competitor Discount:
  If you’re exploring alternatives, H&R Block offers a 20% discount on all its tax software versions until March 31, 2025. Their software allows seamless import of previous returns filed with TurboTax (.tax or PDF files).
• 5) Bank and Credit Union Discounts:
  TurboTax partners with several financial institutions to offer exclusive discounts ranging from 10% to 20% off. That incudes major institutions such as AAA, Bank of America, PenFed, BECU, Fidelity, and  First Tech. Check your bank or credit union’s deals section to see if any offers are available.
• 6) TurboTax Free Edition for Simple Returns:
  Designed for individuals with straightforward tax situations, the Free Edition allows eligible users to file both federal and state taxes at no cost. It supports basic filings like Form 1040 and certain credits, such as the Earned Income Tax Credit (EITC) and Child Tax Credit. However, only about 37% of taxpayers qualify, as it excludes complex scenarios like itemized deductions, business ownership, or investments.

---

TurboTax Discount for VyStar Credit Union Members:

VyStar Credit Union members are eligible for a 20% discount on TurboTax federal products. To access the discount, log in to your VyStar online account and follow the provided link. Keep in mind:

• The discount applies only to TurboTax federal products, not state filings.
• Offers cannot be combined with other TurboTax promotions.
• Pricing and terms may vary based on the product selected and are subject to change without prior notice.

VyStar has a history of collaborating with TurboTax, consistently offering members discounts during tax season. This partnership simplifies the filing process while providing savings for eligible members.

---

About VyStar Credit Union:

History and Background:

Founded in 1952 in Jacksonville, Florida, VyStar Credit Union began as Jax Navy Federal Credit Union, serving military personnel. Over time, it expanded its membership criteria to include residents and businesses across Florida and parts of Georgia. Today, VyStar is one of the largest credit unions in the United States, with over 800,000 members and billions in assets.

Membership and Services:

VyStar offers a range of financial services, including savings accounts, loans, credit cards, and financial education tools. Membership is open to anyone living or working in Florida or parts of Georgia. Joining requires a small initial deposit, typically $5, into a savings account.

Tax-Related Services:

VyStar provides several resources to help members during tax season:

• TurboTax Discount: A direct link to TurboTax’s 20% off promotion for federal filings.
• United Way of Northeast Florida’s RealSense™ Program: Members can access free tax preparation services through RealSense, which helps eligible individuals and families file federal returns. Appointments are available across Northeast Florida counties, including at certain VyStar branches.
• MyFreeTaxes.com: An online platform for eligible individuals to file simple federal tax returns at no cost.

---

Benefits and Cons of VyStar Membership:

Benefits:

• Member-Focused Services: As a not-for-profit institution, VyStar prioritizes member needs over profits, offering lower fees and competitive rates.
• Access to Discounts: Partnerships with companies like TurboTax provide exclusive savings.
• Community Involvement: VyStar actively supports local communities through financial literacy programs and charitable initiatives.

Cons:

• Limited Accessibility: Membership is restricted to residents in certain regions, which may limit availability for some individuals.
• Fewer Branches Compared to Banks: While VyStar has numerous branches in Florida, it may not be as accessible as nationwide banks for non-members.

---

Filing Resources and Forms:

VyStar members can download commonly used IRS tax forms directly from their website or through links to the IRS site. These include:

• 1040: Standard U.S. Individual Income Tax Return.
• 1040-SR: Tailored for taxpayers aged 65 and older.
• W-4: Employee’s Withholding Certificate.
• W-2: Wage and Tax Statement for employees.
• 1099: Used for non-employee income, including freelance work.
• 4868: Application for an extension to file taxes.

Additional forms like Schedules A through SE are also accessible, covering itemized deductions, capital gains, and self-employment taxes.

---

Protecting Yourself During Tax Season:

Tax identity theft is a growing concern, where criminals file fraudulent returns using stolen Social Security numbers. Protect yourself with these tips:

• File taxes early to prevent fraudulent filings under your SSN.
• Use strong passwords for financial accounts.
• Avoid sharing sensitive information online or through unsecured channels.
• Shred documents containing financial information before discarding them.

If you suspect tax identity theft:

1. Submit IRS Form 14039 (Identity Theft Affidavit).
2. File your return by mail if electronic filing is rejected.
3. Contact the IRS and respond to correspondence promptly.
4. Place fraud alerts with credit bureaus and consider freezing your credit.

VyStar partners with CyberScout® to offer identity protection services, including credit monitoring and fraud alerts. Members can explore these services to enhance security.

---

Contact Information:

VyStar members seeking assistance with taxes, identity theft, or other financial matters can contact the credit union’s representatives. The contact center is open Monday through Saturday from 7:00 a.m. to 7:00 p.m., excluding holidays.

Phone Numbers:

• Local: 904-777-6000
• Toll-Free: 800-445-6289

For more information, visit VyStar’s website or consult their financial literacy resources.

Updated on Monday, March 31, 2025: This year’s tax deadline is just around the corner and if you’re planning on using TurboTax to file your return, there’s a range of savings tailored to different needs. Here’s a summary of the current TurboTax deals than you can pick up now through the end of April:

• 1) Extra 10% Off TurboTax Online: TurboTax is offering an additional 10% off instant coupon on its federal products when purchased directly through Intuit. This is on top of current end-of-season pricing. Note that the offer excludes state products and cannot be combined with other discounts. Offer valid through April 15, 2025.
• 3) TurboTax Freedom Edition for Military Members: Active-duty military personnel ranked E1 to E9 can access TurboTax Freedom Edition for free. Higher-ranking service members receive a discount rather than free access. Eligibility requires a military W-2 tax form from 2024.
• 4) Collaborations with Financial Institutions: TurboTax often partners with major banks and credit unions to provide exclusive discounts for qualifying members. Some of the more popular partnerships include Bank of America, AAA, Fidelity Investments, Vanguard, Bethpage, NFCU, and Charles Schwab. Check your financial institution’s portal under the “deals” or “partnerships” sections to find potential offers.
• 5) H&R Block Discount: For those exploring alternatives, H&R Block is offering a 20% discount on all tax software versions until March 31, 2025. This includes Basic, Deluxe+State, Premium, and Premium & Business. Users can import their previous year’s TurboTax data (.tax or PDF files) seamlessly.
• 6) TurboTax Free Edition for Simple Returns: For individuals with straightforward tax filings, the Free Edition allows users to file both federal and state taxes at no cost. It supports basic tax situations such as Form 1040 filings and select credits like the Earned Income Tax Credit (EITC), Child Tax Credit, and Student Loan Interest Deduction. However, only around 37% of taxpayers qualify, as it doesn’t handle more complex filings, such as those involving business ownership, investments, or itemized deductions.

No TurboTax Discount for Wells Fargo Customers in 2025

Unlike previous years, it appears that TurboTax is not providing a discount for Wells Fargo customers during the 2025 tax season. Historically, TurboTax had partnered with Wells Fargo to offer exclusive savings on its tax preparation products, but this collaboration is not in place this year. While this change may disappoint some Wells Fargo account holders, there are still other discounts available through TurboTax’s promotions or partnerships with other financial institutions. For Wells Fargo customers, taking advantage of TurboTax’s direct discounts or exploring alternatives like H&R Block may be the best options.

Wells Fargo: History, Services, and Tax-Related Information

Wells Fargo, one of the largest financial institutions in the United States, traces its roots back to 1852. Established during the California Gold Rush, the company began as a banking and express delivery service. Over the decades, it expanded to become a household name in financial services, with offerings that include banking, investments, and lending.

Signing Up for Wells Fargo Services

Opening an account with Wells Fargo can be done online or at one of its many branch locations nationwide. Customers can choose from various account types, such as checking, savings, credit cards, mortgages, personal loans, and investment accounts. The bank also provides digital banking services, allowing users to manage their accounts, transfer funds, and pay bills through its mobile app and website.

Tax Documents and Deadlines for Wells Fargo Customers

Wells Fargo issues tax documents based on account activity, and understanding these documents is crucial for tax preparation. Here’s an overview of the types of tax documents Wells Fargo provides:

• Checking, Savings, or Other Deposit Accounts: If you earned $10 or more in interest, you’ll receive a 1099-INT form.
• Mortgage and Home Equity Accounts: Customers who paid interest on their loans will receive a 1098 form.
• Brokerage Accounts: Tax documents are issued if you earned $10 or more in dividends, interest, or capital gains distributions. Proceeds from sales are also reported.
• Retirement Accounts: A 1099-R form is provided for distributions of $10 or more.
• Trust Accounts: Tax documentation depends on the specific activity within the account. For detailed information, customers are advised to contact their Relationship Manager.

Tax documents are mailed no later than January 31, or February 15, 2025 for brokerage accounts. For those who close their accounts, paper tax documents will be sent by mail. Active customers with online access can download their documents via the Wells Fargo portal.

Tax Season Tips for Wells Fargo Customers

• Reviewing Statements: Check year-end statements to verify whether you should receive tax documents. For example, a 1098 form is issued only if you paid interest on a mortgage loan, while a 1099-INT is provided for earning $10 or more in interest on deposit accounts.
• Accessing Documents Online: Use Wells Fargo’s online banking platform to view and download tax forms. Note that while you can print these documents, they cannot be directly uploaded to tax preparation software like TurboTax.
• Brokerage and Retirement Accounts: Federal reporting requirements may result in discrepancies between year-end statements and official tax documents. If unsure, consult a financial advisor or Relationship Manager.

Wells Fargo’s Role in Financial Planning

Wells Fargo offers various tools and resources to help customers manage their finances, including:

• Budgeting Tools: Through its mobile app, customers can track spending, set savings goals, and analyze financial trends.
• Investment Options: Wells Fargo’s investment arm provides opportunities to grow wealth through mutual funds, stocks, bonds, and retirement accounts.
• Credit Resources: The bank offers credit counseling and monitoring to help users maintain good credit health.
• Educational Content: Wells Fargo’s website features articles and tools to educate customers on financial topics, including saving for taxes and managing debt.

Benefits and Drawbacks of Banking with Wells Fargo

Benefits:

• Wide Accessibility: With thousands of branches and ATMs nationwide, Wells Fargo offers convenient access to banking services.
• Comprehensive Product Line: The bank provides a wide range of financial products, making it a one-stop shop for many customers.
• Robust Digital Tools: The Wells Fargo app and online banking platform are user-friendly and packed with features.

Drawbacks:

• Fees: Some accounts come with monthly maintenance fees, which can be waived only under certain conditions.
• Past Controversies: Wells Fargo has faced scrutiny for past practices, including account fraud scandals. While the bank has taken steps to rebuild trust, some customers remain cautious.
• No TurboTax Discount in 2025: This year’s lack of a TurboTax partnership might be a disadvantage for those accustomed to this perk.

Tax Filing Tips for Wells Fargo Customers

• Organize Early: Gather all necessary documents, such as W-2s, 1099s, and year-end account statements, well before the filing deadline.
• Leverage Resources: Use Wells Fargo’s financial tools to track deductible expenses, such as mortgage interest or charitable contributions.
• Consult Professionals: If your tax situation is complex, consider working with a tax advisor or using comprehensive software like TurboTax or H&R Block.

By staying informed about Wells Fargo’s offerings and utilizing available resources, customers can streamline their tax preparation process and make the most of the 2025 tax season.

Updated on Monday, March 31, 2025: April 15th is just around the corner, and whether you’re filing independently or seeking professional assistance, there are several ways to reduce costs on tax preparation software and services. If you’re planning on using TurboTax this year then here’s a breakdown of the current offers available from now through this year’s tax deadline:

1) 10% Off TurboTax Online Versions

TurboTax is offering an additional 10% instant coupon on all online federal products when purchased directly through Intuit. This is on top of current end-of-season pricing, making it an attractive option for those of you filing early. Note that the savings do not apply to state products, and this deal cannot be combined with other offers. The promotion runs until April 15, 2025.

2) QuickBooks Solopreneur Bundle – 50% Off

If you’re self-employed, the QuickBooks Solopreneur Bundle could streamline your bookkeeping and tax preparation. For a limited time, TurboTax is offering this bundle at half price for the first three months. Instead of the usual $20 per month, you’ll pay just $10 per month.

3) Free TurboTax Freedom Edition for Military Personnel

TurboTax supports active military members (ranks E1 through E9) by providing free access to its Freedom Edition. Higher-ranking personnel are not eligible for free access but can still receive a significant discount. To qualify, a military W-2 tax form from 2024 is required.

4) Credit Union and Financial Institution Discounts

TurboTax collaborates with numerous banks and credit unions to provide exclusive savings. Some of the major partnerships include Bank of America, Fidelity Investments, AAA, Suncoast Credit Union, Capital One, and BECU. These deals are typically listed under the “deals” or “partnerships” sections of online banking portals. For example, First Technology Federal Credit Union members can save 20% on TurboTax federal products this year (details below).

5) Free Edition for Simple Tax Returns

For taxpayers with basic financial situations, TurboTax’s Free Edition enables free filing of both federal and state returns. This edition is ideal for straightforward filings, such as Form 1040 submissions, and supports limited credits, including the Earned Income Tax Credit (EITC), Child Tax Credit, and Student Loan Interest Deduction. However, the Free Edition is not suitable for more complex scenarios, like itemized deductions, investment income, or business ownership. Roughly 37% of taxpayers qualify for this option.

6) H&R Block Alternative – 20% Off

If you prefer to explore other options, H&R Block offers 20% off its tax preparation software through April 15, 2025. Their software supports seamless data import from TurboTax, allowing users to switch platforms without hassle. Versions such as Basic, Deluxe+State, Premium, and Premium & Business are included in the discount.

---

First Technology Federal Credit Union and TurboTax Discounts for Members

Members of First Technology Federal Credit Union (commonly known as First Tech) can take advantage of a 20% discount on TurboTax federal products. This exclusive offer is available through a dedicated link within members’ online accounts. It’s important to note that the discount applies only to federal products, excluding state filings. Additionally, the deal cannot be combined with other TurboTax promotions.

---

First Technology Federal Credit Union: A Guide for Tax Season and Beyond

Background and History

First Technology Federal Credit Union is a member-owned, not-for-profit financial institution that primarily serves professionals in the tech industry. Established in 1952, First Tech is headquartered in Hillsboro, Oregon, and operates branches across the United States. Over the years, it has grown to become one of the largest credit unions, with more than 720,000 members and assets exceeding $16 billion.

First Tech distinguishes itself by focusing on technology-driven solutions and personalized financial services. Its offerings include savings and checking accounts, loans, credit cards, investment services, and various digital tools to help members manage their finances effectively.

Membership and Benefits

To join First Tech, individuals must meet certain eligibility criteria, such as being employed by a partner company, affiliated with an eligible organization, or residing in certain geographic areas. Family members of eligible individuals may also qualify.

First Tech members enjoy numerous benefits, including:

• Low Fees: As a credit union, First Tech typically charges lower fees compared to traditional banks.
• Competitive Rates: Members can access attractive rates on savings accounts, loans, and mortgages.
• Digital Accessibility: Advanced online and mobile banking platforms make it easy to manage accounts and access services.
• Community Focus: First Tech reinvests profits into member benefits, community programs, and financial education.

Potential Drawbacks

While First Tech offers a wide range of advantages, there are some considerations to keep in mind:

• Limited Branch Availability: Compared to national banks, First Tech has fewer physical branches, which may be inconvenient for some members.
• Eligibility Requirements: Membership is not open to everyone, as it depends on specific employment or geographic criteria.

---

Navigating Tax Season with First Tech

First Tech provides various resources to help members navigate tax season efficiently. From discounts on tax software to financial planning tools, here’s how you can make the most of your membership during this time.

Getting Started with Tax Preparation

Before diving into tax preparation, it’s crucial to organize all necessary documents. Here’s a checklist to guide you:

1. Personal Information: Gather Social Security numbers, dates of birth, and bank account details for direct deposits.
2. Income Documents: Collect W-2s, 1099s, and K-1s, as applicable.
3. Deduction Records: Compile receipts for deductible expenses, such as business costs, student loan interest, and charitable donations.

First Tech offers tools like transaction summaries and budgeting software to help members track expenses throughout the year, simplifying the documentation process.

Additional Tips for a Stress-Free Tax Season

• Check Your Refund Status: Use the IRS “Where’s My Refund?” tool to track your refund without needing to contact your tax preparer.
• Stay Alert to Scams: Protect yourself from tax-related fraud by filing early and avoiding suspicious communications claiming to be from the IRS.
• Understand Tax Reforms: Keep up-to-date with any legislative changes that could impact your return.

---

Financial Planning Beyond Tax Season

Tax season is an excellent time to assess your overall financial health and plan for the future. First Tech offers several tools and resources to help members achieve their financial goals, including savings accounts, retirement planning, and investment services.

For those receiving a tax refund, consider using it strategically. For example:

• Pay Down Debt: Reduce high-interest debt to improve your financial stability.
• Build Emergency Savings: Strengthen your financial safety net by increasing your savings.
• Invest for the Future: Explore First Tech’s investment options to grow your wealth over time.

Additionally, members can take advantage of flexible spending accounts (FSAs) and other pre-tax benefits to maximize their savings throughout the year.